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* Mortgage payment search is calculated using the values you chose for interest rate, down payment and fixed # of years financed. Estimated Property taxes of 0.97% are added in along with a value of 0.5% a year for homeowners insurance. This is not to be relied on as your numbers will be different and only a licensed mortgage broker can give you an accurate estimate of what you will be paying for a home. Property taxes & insurance will vary from person to person and home to home.